All financial calculations on CalcAmerica run 100% inside your web browser runtime. The figures you enter—including salaries, debts, home values, savings, and loan balances—are never collected, stored, transmitted, or shared with CalcAmerica or any third party.
1. Information We Do Not Collect
Unlike conventional financial applications, CalcAmerica operates without a server-side processing backend or database. When you interact with our mortgage, paycheck, affordability, or refinance calculators:
- No Personal Financial Data: We do not receive, store, or log any numerical amounts you enter.
- No Identity Tracking: We do not ask for, collect, or store your name, email address, physical address, phone number, or Social Security number.
- No User Account System: There is no registration, login, password creation, or user profile database.
- No Server Logs of Calculations: Calculation requests are never dispatched over the network; they execute purely within local device memory.
2. How Client-Side Execution Protects You
Our web application is built as a static export. When you load a page, your browser downloads the static HTML, styling, and JavaScript logic. From that moment forward, all math is calculated locally by your computer or mobile device. If you disconnect your internet connection entirely after loading the page, the calculators continue to work seamlessly.
3. Cookies and Local Device Storage
CalcAmerica does not use persistent tracking cookies or session tracking beacons. Any preferences you select (such as country or regional currency settings) remain strictly within temporary browser runtime memory and are discarded when you close the tab.
4. Third-Party Links & Advertising
CalcAmerica may display third-party advertisements or provide links to external regulatory resources (such as the IRS or provincial tax authorities). Third-party advertising partners may use standard HTTP headers or cookies subject to their own respective privacy policies. CalcAmerica does not share any calculation inputs with advertising partners.
5. Contact Us Regarding Privacy
If you have questions regarding this Privacy Policy or our client-side architecture, please visit our Contact Page.